Medicare Advantage or Medigap Plans Which One is better and Why?

September 7, 2018 by
Medicare Advantage or Medigap Plans Which One is better and Why?
Safari Woman is online.
I am having a hell of a time figuring this out!! I don't know why - I used to sell health insurance years ago. UGH - wondering what everyone uses or thinks about it.
  • September 7, 2018
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Johnny Rudick
I have no idea.
I just use which ever is cheaper.
Right now I have an AARP Medicare Complete because it was what I could afford.
I ignore the infrequent requests to join the AARP club by the way.
  • September 7, 2018
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Safari Woman is online.
The advantage plans I am looking at are free! They cover drugs, vision, some dental and My mom is still paying for drug coverage -- ugh - I told her she needs to switch.
  • September 7, 2018
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IndyLinda
We use Advantage.
  • September 8, 2018
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Safari Woman is online.
thanks - do you have to pay anything for it (extra I mean?)
  • September 9, 2018
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Safari Woman is online.
I will never ever ever join them again - I sent them endless letters telling them why OBAMACARE
  • September 7, 2018
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Laurel Victory
I use Advantage.
  • September 8, 2018
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Safari Woman is online.
Thanks I asked Linda but in case she doesn't see it, I'll ask you too, do you have to pay anything extra for it?
  • September 9, 2018
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Rocky
I use Original Medicare, Part B, AARP Supplement J (no longer offered but it's so good I'm going to hang on to it) and finally Part D.

I pay a tad over $400 a month and I've never had to pay a cent for deductibles or co-pays. It covers me 100%
  • September 8, 2018
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Safari Woman is online.
100% That's great! I didn't see anything like that (J) Did they come out with something similar? I bet they didn't if it was that good. I couldn't really do the four hundred right now if I can get something with no payments other than the same price part B costs.
  • September 9, 2018
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Rocky
From what I've heard from my clients, Advantage is very popular. You DO end up with co-pays that I believe is 20% and you probably have a deductible but I think drugs are included.

My plan is extravagant I think, and I'm extremely healthy so it's like paying the devil for something I didn't do! Fr...
  • September 9, 2018
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Rocky
WAIT!!!! Are you 65????
  • September 9, 2018
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Johnny Rudick
"Free"? How do you do that? :-/
  • September 9, 2018
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